10/23/10 221 W - + 8 - 4 Garner Station 4 and Lower Insurance Rates

Here's a Garner Citizen story about the expected impact of Garner Station 4 on insurance rates. The combination fire and EMS facility is located off Raynor Road on Spaceway Court and is expected to open next month. It's located within six miles of some 1,260 residential and 15 commercial properties, which meets the state requirements for a better insurance rating.

As the article notes, the station's response area is "the last large tract of land in [the county's] fire tax district considered unrated for insurance grading purposes." Meaning, those property owners have been paying fire taxes, but haven't been eligible for lower insurance rates due to "fire protection credits." (That disparity was one of the driving factors behind the county's creation of the station, recalls this blogger from Fire Commission meetings.)

The area's "unprotected status" won't change until the Office of the State Fire Marshal inspects and certifies the new fire station, and which will officially extend the county's fire district accordingly. That should happen in February. The county is planning to notify residents once that has happened, and possibly using a phone messaging system similar to reverse 911.

Read the story, which also mentions the other significant impact of the station, which will be reduced response times for fire and EMS units.

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